Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Bobby L. Hickman is a longtime business and financial journalist who brings decades of experience in insurance and financial services to his editor role at Investopedia. He has worked with insurance ...

Building contractors’ Commercial General Liability (CGL) insurance premiums keep going up. But what many contractors may not realize is that the hefty checks they write each month may not cover them ...

Understand broad form property damage endorsements and how modern CGL policies now cover this essential protection for contractors' liability insurance.

As important as blueprints and permits are before breaking ground, a strong risk management plan—specifically in the context of evaluating insurance needs—is an essential pre-build part of any ...

Costantino P. Suriano and Daniel Markewich discuss the circumstances under which contractual legal fees in a lawsuit brought by a building owner against an insured contractor might be covered under a ...

If your office or factory burns to the ground, it can cost you. Even if you don't own the property, you can't just shrug, walk away and rent somewhere new. Your landlord might claim the fire resulted ...

In August, the Washington Supreme Court issued a decision changing the landscape of commercial general liability (CGL) policies for contractors. In general, CGL policies can be either “occurrence” ...

You’ve probably noticed an underlying theme in the majority of my articles here on Overdrive: The need to understand our insurance policy. All too often, we simply assume we know what we have for ...

A careful search for insurance coverage should be at or near the top of the checklist of any business that receives a claim brought by a state or federal governmental entity, or private party, ...