Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.
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How to ladder CDs and still stay flexible
A Certificate of Deposit (CD) laddering strategy allows investors to benefit from higher interest rates while maintaining access to liquidity. By staggering the maturity dates of different CDs, ...
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What Is a CD Ladder and How Does It Work?
Text Callout : Key Takeaways - What Is a CD Ladder and How Does It Work? When building savings, some Americans use a ladder – a CD ladder, that is. A certificate of deposit allows you to deposit money ...
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