Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.

A lot of people hear "CD ladder" and assume it's only for folks with big bucks to invest. But the truth is, you can build one with just $5,000. Looking for a secure place to grow your savings? See our ...

You don’t have to be a math whiz to figure out how much you'll earn with a CD. David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one ...

Certificates of deposit (CDs) can be a safe and steady way to grow your money with minimal risk. By selecting the right type of CD, you can tailor these term-based investments to meet the needs of ...

Rising interest rates mean banks are once again offering reasonable returns on deposits. If you want to maximize what you earn on cash, it often pays to look at certificates of deposit, or CDs. CDs ...

Use SmartAsset’s CD calculator to see how much your CD can earn based on your deposit size, the length of the term, its interest rate and how often it compounds. Offered by many financial institutions ...