Borrowers eagerly awaiting an interest rate cut from the Federal Reserve this September may want to start making some strategic moves now to prepare. Homebuyers, for example, will want to be ...

While the Federal Reserve continues to uphold the current federal funds rate, savers can maximize their returns in this high-rate environment. A certificate of deposit account (CD) comes with a fixed ...

A CD locks in your money for a set period of time, also known as a term, in exchange for providing a guaranteed yield on the funds. CDs are offered in terms that typically range from three months to ...

The Federal Reserve cut interest rates at its October meeting, and rates on savings products are starting to follow suit. This means that the window to lock in higher CD rates is closing. However, if ...

A certificate of deposit, or CD, is a specific type of savings account where you lock up your money for a specific period of time without the ability to withdraw anything until the agreed-upon ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

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An IRA CD is an individual retirement account that’s invested in certificates of deposit (CDs). Regular CDs and IRA CDs differ in contribution limits, tax treatment and early withdrawal penalties. IRA ...