In the narrative fabric of 2019, a common thread has been the vulnerability and counterparty risks of centralized exchanges and their detrimental effects on clients caught in the crossfire of hacks, ...

From the decline of cash and paper checks to stricter digital security requirements, the industry is moving toward a fully ...

What about innovations in time banking? Time banking is getting better with time and technology. In traditional time banking communities, one hour of a janitor’s work is worth the same as a ...

Overview: AI is shifting banking from basic automation to intelligent systems that improve speed, accuracy, and decision-making.Personalized banking, faster app ...

Since January 2018, Open Banking has been driving dramatic change across the financial world, revolutionising everything from payment solutions and budgeting tools to lending applications and credit ...

Overview: AI chatbots provide 24/7 banking support, delivering instant responses, faster transactions, and improved customer satisfaction.Personalized, data-dri ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

Christina Majaski writes and edits finance, credit cards, and travel content. She has 14+ years of experience with print and digital publications. Khadija Khartit is a strategy, investment, and ...

Banking-as-a-Service (BaaS) platforms provide more financial transparency options by letting banks open up their APIs for third parties to develop new services. Techy-savvy legacy banks can fend off ...

What is Ripple? Well, it is both a digital currency and a payments protocol, and it is the latter that has got people excited. Ripple has been hitting the news recently, with banks saying it has ...