Learn what uncollected funds are, how they operate within banking, their benefits like fraud protection, and examples of their use. They're ideal for informed banking decisions.

Knowing when money will be credited to your checking or savings account is key for financial planning. While some factors may delay the process, most checks clear within one to two business days.

Learn how to handle outstanding checks, recognize risks, and avoid financial pitfalls. This guide covers key strategies for ...

Remember back in the day when you wrote a check and you could count on at least a few days before it was cleared by your bank? That "float" bought you time to deposit a check to cover funds for one ...

Each bank has different policies for customer access to funds when depositing a check. However, the federal government has rules on the length of time a bank or credit union can hold your deposited ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. When you deposit a check ...