Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

As if owning a home wasn't a big enough expense already, homeowners insurance rates are soaring to new heights. Average premiums hit $2,802 per year in July 2025, according to a new report from ...

For homeowners needing flood insurance, there are basically two options available to you: the government-backed NFIP and a ...

RALEIGH, N.C. -- Base rates for North Carolina homeowners' insurance premiums will increase on average by about 15% by mid-2026 as part of a settlement reached by the state Insurance Department and ...

New rates for homeowners insurance will go into effect on June 1. The North Carolina Department of Insurance announced the new rates on Jan. 17. The insurance industry says inflation and climate ...