With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

When you're deciding how much car insurance you need, it comes down to picking the right types and correct amounts of coverage. You want to make sure you're sufficiently protected without overpaying ...

Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Car insurance covers liability, collision, and more. Get insights into costs, what's mandatory, and how to file claims ...

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Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

At a minimum, your company’s commercial auto insurance policy should include primary liability insurance and other mandatory coverage types, along with optional physical damage coverage. You may also ...