Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Allstate offers several discounts and allows drivers to purchase multiple types of insurance products in one place. Many, or all, of the products featured on this page are from our advertising ...

State Farm’s default coverage is more generous than Allstate’s, but Allstate offers more discounts. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

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