What Are Adjustable-Rate Mortgages? Adjustable-rate mortgages (ARMs) are a type of home loan with an interest rate that changes periodically based on market conditions. The interest rate may increase ...

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More buyers are turning to adjustable-rate mortgages, which offer lower initial rates than fixed-rate loans. Some ARMs could shave almost a percentage point off the 30-year fixed rate, recent data ...

Though mortgage rates have bounced around lately, rising and then falling shortly after, overall, these borrowing rates have remained in the 6% range for the better part of the last few years — at ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert. She ...

On Monday, the National Association of Realtors reports the number of pending home sales for the month of November. The NAR recently reported that home sales have been picking up, thanks in large part ...

Q: We hear that interest rates may drop soon, and we would like to refinance our currently high interest rate mortgage. What can you tell us about picking an adjustable rate vs. a fixed rate mortgage?

The higher the home price, the more likely an adjustable-rate mortgage is used. My trusty spreadsheet found another symbol of housing affordability pressures when it peeked at Cotality stats tracking ...