Effective as of January 1, 2025, Arizona has made a major change to its ethical rules that could open new doors for businesses, developers, and advocacy groups dealing with government agencies. The ...

After decades of hard work, retirement should be a time to enjoy the fruits of your labor. But figuring out how to make your retirement funds last, especially in an uncertain or volatile economy, is ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

The 4% rule is often hailed as an optimal strategy for managing retirement savings. The makeup of your investment portfolio might render that rule ineffective. Depending on the length of your ...

The 4% Rule was created by financial advisor William Bengen in 1994. It is also known as the Bengen Rule. 4% is also the amount of APY available from many High Yield Savings accounts, based at the ...

Bill Bengen, the father of the 4% rule, agrees that a 4% withdrawal rate doesn't work for everyone. Most retirees can withdraw more without worrying about running out of money. The ideal withdrawal ...

The 4% rule is a popular strategy for managing retirement savings. It may not work for your retirement if you're ending your career early or late. It may also not be suitable if you don't expect your ...

New research published in the Journal of Retirement found that full or partial annuitization leads to better retirement income outcomes than the 4% rule. The research also found that those with ...